What you present makes sense. Unpleasant but true. Now. . . what to do? This 70-year-old carpenter/novelist with ICU nurse wife will hang on to the old homestead for dear life. No nursing home for me. I'll die in my own digs and the old home place will go--come hell or high water--to my wife and our three grown children.

Even so, if Democrats can somehow repair the broken system that you describe, I'll switch from mushy middle to Democrat in a NewYork minute.